Move your money
smarter and instantly
A bank account in your own name in euros, dollars and pounds, a card to spend with, and crypto — all from one app.
Exchange calculator
Instant
15.00 EUR marginOUR PARTNERS
Working with the best global financial networks
From download to your bank details in 4 steps
No complexity and no hidden fees — every charge is shown before you confirm.
Create your account
Signing up is free and takes two minutes.
Verify once
A photo of your government ID and a quick selfie.
Get your bank details
A euro IBAN, a US account number, a UK account number and more — in your own name.
Receive, withdraw, exchange
Receive on your details, withdraw to your bank, and move between your currencies.
Everything you need in one place
A complete digital financial platform with all the tools to manage your money smartly
Arrives fast
Incoming money on SEPA and FedNow lands within minutes
Advanced security
Strong encryption and automated transaction monitoring
Published fees
A published schedule, read from our pricing system
An account in your name
In euros, US dollars and British pounds
Cards
Virtual and physical, with Apple Pay and Google Pay
Easy app
Manage everything easily from your phone
24/7 support
Support team available around the clock
Crypto
Buy, sell and send from inside the app
The networks your money moves on
An account with full bank details, on the same networks banks use.
Euro transfers across Europe
A European IBAN of your own.
US dollar transfers
A US account and routing number.
Instant dollars, 24/7
Arrives in seconds, holidays included.
International wires
For larger, cross-border amounts.
Instant pounds
A UK account and sort code.
Only three moments carry a fee
We do not write the numbers here, so they cannot go stale — the fee schedule is published in full and read straight from our pricing system.
Money in
An incoming transfer to your bank details carries a published percentage. You see the net amount the moment it lands.
Money out
A withdrawal to your bank account carries a flat service fee plus the real network fee — both shown separately before you confirm.
Exchanging your currencies
A published margin on the market rate. You see the final amount before you confirm.
Between SDB accounts
Sending from one SDB customer to another is entirely free and instant — no fee and no minimum.
FreeWork out your exchange
See what you get moving between your account currencies. Rates here are indicative; the final rate is shown in the app before you confirm.
A published margin
On the market rate, and printed in the fee schedule
Executes instantly
Moving between your own currencies happens at once
Safe and secure
Strong encryption on every transaction
Everything in One App
Download our app and start managing your money smarter and easier than ever.
Instant Notifications
Alerts for every transaction
Biometric Auth
Fingerprint, Face ID, or Passkey
Card Management
Full control & instant freeze
AI Spending Analytics
AI analyzes your spending smartly
QR Payments
Pay by scanning QR code
Multiple accounts
Euros, dollars and pounds in one place
Savings Vaults
Save with smart goals & PIN
AI Assistant
Your personal financial assistant
Bank details in your name
SEPA, ACH, FedNow, Wire and Faster Payments
Live Support
Chat with support team 24/7
Multi-layer Security
2FA, account freeze, fraud alerts
Your account works in
three currencies
Euro, US dollar and British pound — each with bank details issued in your own name, and you move between them at a published margin.
See exchange rates →EUR
European IBAN
USD
Account & routing number
GBP
Account number & sort code
0
Fees between SDB accounts
Safe at every step
A registered entity, licensed financial partners, and round-the-clock monitoring
Registered entity
Dubai-registered company (Business License No. 2652156.01); payments via a licensed European EMI partner
Safeguarded funds
Your funds are safeguarded with our licensed European partner in segregated accounts
Transaction monitoring
24/7 automated monitoring and instant security alerts
Strong encryption
256-bit encryption protecting your data and transactions
Built on licensed partners
SSL/TLS 256-bit
Encryption on all connections
Mastercard
Cards issued over the Mastercard network
Licensed EU partner
Payment services via a licensed European EMI partner
Bank networks
SEPA, ACH, FedNow, Wire and Faster Payments
GDPR
Data protection commitment
KYC / AML
Identity verification and anti-money-laundering
Built on licensed financial partners and recognized industry security standards
What our customers say
Real customer reviews will appear here after launch
Our customers rate their experience straight from the app, and we publish what they say here as soon as they start sharing it — exactly as written, nothing dressed up.
Everything you need to know
Finance in your pocket
Download the SDB Wallet app and open your bank account from your phone.